RSU Tax Estimate · 2026
Nvidia (NVDA) RSU Tax Calculator forTexasEmployees
What's withheld when your NVDA RSUs vest vs. what you actually owe in Texas, with 2026 federal brackets.
Nvidia employees in Texas usually see 22% federal withholding on every vest, whatever their salary. For someone earning $200,000, the RSU income is actually taxed federally at 24% to 32%. On a $50,000 vest, that leaves an estimated −$3,570 once state tax and payroll taxes are counted on both sides. Nvidia's share price has moved sharply over the past few years. Your RSU income is the value on vest day, not on the grant date, so a vest at a higher price means more taxable income and a proportionally larger gap.
NVDA × TX · $200,000 salary · $50,000 vest · single filer
Withheld at Vest
$12,175
22% federal, no state income tax, Medicare.
Actually Owed on the RSUs
$15,745
Extra federal tax ($14,570), Texas tax ($0) and payroll taxes the vest adds on top of your salary.
Estimated Gap
−$3,570
Federal −$3,570, state +$0. On a $10,000 vest: −$200.
Estimated gap by salary and vest size in Texas
| Base salary | $25k vest | $50k vest | $100k vest |
|---|
| $150,000 | −$500 | −$1,000 | −$4,570 |
| $200,000 | −$1,070 | −$3,570 | −$9,400 |
| $300,000 | −$3,250 | −$6,500 | −$13,000 |
| $500,000 | −$3,250 | −$6,500 | −$13,000 |
Withheld at vest minus actually owed. Negative means you'll owe more when you file; positive means over-withholding. Single filer, no bonus, standard deduction, vest in the second half of the year, 2026 federal brackets. The gap is the same for every company at the same vest value; only the share count differs (400 NVDA shares ≈ $50,000 at an example price of $125).
What this means for Nvidia employees in Texas
Texas has no state income tax, so RSU income is only taxed federally. The whole gap is federal: on a $50,000 vest at a $200,000 salary, 22% withheld ($11,000) versus $14,570 owed, a shortfall of $3,570.
The gap depends only on your federal bracket. Once taxable income passes $105,700 (single, 2026), RSU income is taxed at 24% or more, and above $201,775 at 32%.
If you moved to Texas from a state with income tax during the vesting period, that state can still tax the part of each vest that relates to the time you worked there. California is the most common example.
Frequently asked questions
Q.Do I owe any state tax on my Nvidia RSUs in Texas?
Not to Texas. Texas has no personal income tax. You may still owe tax to another state if part of the vesting period was spent working there.
Q.I moved to Texas from California. Are my Nvidia RSUs still taxed by California?
Possibly in part. California generally allocates RSU income by the workdays you spent in California between grant and vest, and taxes that share even after you've moved.
Q.How can I see exactly what Nvidia withheld on my vest?
Open the release or vest confirmation in your equity account: it lists the shares released, the vest-day price and the shares sold or withheld for taxes. The pay stub for that pay period breaks the withholding into federal, state, Social Security and Medicare lines. Enter those figures in the calculator to compare them with what you actually owe.
Disclaimer: VestingGap is an educational estimation tool, not tax or financial advice. Figures use 2026 IRS brackets and Texas rules as described above, for a single filer with no bonus income. Your employer's actual withholding method, other income, deductions and credits will change the result. Check your vest statement and consult a Certified Public Accountant (CPA) before making decisions.